Guide · Updated October 2026
How Do I Take Payments on My Website?
The simplest ways to accept card payments on a small business website: payment links, checkout pages, invoices and ecommerce.
Short answer: the easiest way is a hosted payment link from a processor such as Stripe, PayPal or Square. You create a link for a product or service, add it to a button, and the processor handles the secure checkout.
Options
- Payment links: fastest to set up, no coding.
- Hosted checkout: a branded checkout page.
- Online invoices: send a payment link by email or WhatsApp.
- Full ecommerce: carts, stock and shipping.
What it costs
Processors usually charge a percentage plus a small fixed fee per transaction. Check current rates for your country.
Payment buttons added to your site.
SiteDrum builds fast, mobile-first websites from $99 setup and $15 a month, with hosting, security, Google setup and support included. Already have a site that is slow or broken? Try Website Rescue or run our free speed test.
Security
Using a hosted processor means card details never touch your website, which keeps you out of most card security compliance work.
Tips
- Show prices clearly.
- Offer the payment methods your customers use.
- Send automatic receipts.
- Make sure your site uses HTTPS.
The bottom line
You do not need a full online shop to get paid online. Payment links are fast, secure and perfect for services and small product ranges.
Frequently asked questions
What is the easiest payment method to add?
Hosted payment links from Stripe, PayPal or Square.
Do I need a merchant account?
Not with modern processors; they include it.
Can I take deposits?
Yes, by creating payment links for deposit amounts.
Is it safe?
Hosted processors handle card security for you.
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